Freetime

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Become debt-free

A date for the day your debt is gone

Freetime works out the day your debts are paid, from your own loans, pay and spending. Then it shows what moves that day.

All the debt in one place.

The mortgage, the car loan, the student loan and the credit cards, each with its rate, its instalment and what is left.

The dearest loan first.

What is left over each month goes to the loan with the highest rate. You see the order, and you can change it.

Every choice in days.

A purchase, a pay rise or a bigger instalment is shown as days closer to, or further from, your date.

At the pace you really spend.

The plan says one date. What you actually spend says another. Freetime shows both.

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Freetime A planning and calculation tool, not financial advice. Every page is checked against WCAG 2.1 AA. SecurityPrivacyTermsLog in