When work is optional
The step after debt-free
Free of debt is one day. The day your income covers your costs without your salary is another. Freetime shows both.
Without the salary.
Rent, interest and pensions are set against your costs, with the salary taken away.
Only income that lasts.
Money you have lent out that comes back is your own money returning. It is not counted as income that lasts.
A range, not a guess.
Your date comes with an uncertainty band from hundreds of possible futures, and a list of what matters most for it.
Try the big choices first.
Selling a property, buying one or a project on the side, each shown by what it does to your date.
Read more